•    Currently working as a LoanIQ IT Business Analyst for ING Bank’s Lending business since August 2016, based out of Amsterdam, Netherlands.

•    1 year at GFT IT Consulting SLU in Barcelona, Spainfrom August 2015 till August 2016 as a Lead LoanIQ technical& functional analystfor Deutsche Bank’s commercial & Syndicated Lending (LS2) projects.

•    4 years at Misys Software Solutions (India) Pvt. Ltd from July 2011 till July 2015 on Misys LoanIQ Product Development into various business areas related to syndicated lending and its functions.

•    Less than a year atWipro Technologies from Nov 2010 till July 2011 as a module leader for Capital One UK account managing a team of 11 people for the technology / architecture up gradation of their credit card systems.

•    2 years at Tech Mahindra Ltd from Dec 2008 till Oct 2010 as an individual contributor and onsite coordinator for T-Mobile Germany which involved interacting directly with the client to understand the requirements and developing the same on their existing CRM systems.

•    3.5 years atTata Consultancy Servicesas an individual contributor from May 2005 till Dec 2008for Clearing Corporation of India Limited developing Money Market, FX trading and Gilts trading systems which were used in bond market trading in India. Also worked for Canadian Imperial Bank of Commerce as an onsite coordinator for enhancing features on their mortgaging systems which involved tasks of requirement gathering, development, testing, implementation and post delivery support.

EDUCATION

•    Executive Post Graduate Program(EPGP) from Indian Institute of Management, Kozhikode(Kerala), India,graduated in2013.
•    Bachelor of Engineering (B.E.) in Computer Sciencefrom VTU (Belgaum), India,graduated in 2004.

PROJECT DETAILS

Company:        ING Bank
1. Project Title:    ZERO EYES LENDING (ZEL 2020)
Client:        ING Bank
     Period:               August 2016 – till date
       Role:                   LoanIQ IT Business Analyst

Project Overview: 

    ZERO EYES LENDING project is a mission to automate the lending process in order to make it a straight through processing system with minimum manual intervention and hence adding value to the business processes through minimizing risks, shortened delays, reduced human errors and lower levels of people orchestration to reduce costs and achieve better data quality and usability.
Responsibilities:
Developing features aligned with the rhythm of DEV/Ops teams within the domain in a high impact agile development environment and have them implemented in an E2E context where functional and non-functional aspects are covered through continuous collaboration. Software engineering best practices used with constant focus on improving the way of working, procedures and all output delivered to support from a strategic perspective for both the business and IT road maps. Good understanding of the banking systems in general and broader view towards IT architectures are the skills that help me determine the impact of certain choices. Curiosity to understand the latest developments in technical and financial services makes me a continuous learner as I like to take full ownership of personal development.Key Responsibilities & Accountability:
    Managing relationships with business stakeholders and representatives to elicit requirements
    Provide business analysis support to ensure business specifications are documented according to standard templates and procedures 
    Participation in technical design discussions, technical specifications reviews, creation of functional specifications and test strategies to ensure that the business requirements are accurately reflected
    Interacting professionally with diverse group of people and teams engaged in projects, including but not limited to executives, managers and subject matter experts on both technical and business side
    Managing the elicitation of approval for business requirements. Working closely with developers and testers, both onshore and offshore, to answer questions and clarify requirements when the need arises.
    Hosting as well as active participation in discussions between business and IT to have a clear picture of the ongoing projects with related business streams and the collaborative road map.

Company:        GFT IT CONSULTING SLU
1. Project Title:    LOANS IT (LS2) 
Client:               Deutsche Bank
       Period:               August 2015 – August 2016
       Role:                          Lead LoanIQ Technical & Functional Analyst

Project Overview: 

                     Loans IT project of deutsche bank is technically centered on LoanIQ and hundreds of interfaces developed around the product using multiple technologies like C++, Java, shell scripting, etc. This IT landscape supports the loans business for DB across the globe for all time zones. There are interfaces for payments pertaining to SWIFT standards, internal money transfer payments across geographies, foreign currency updates, feed files for downstream systems which are auditing and reconciliation partners and so on.
Responsibilities:
Working as a lead LoanIQ analyst involves participating in multiple projects and activities on a day to day basis. At DB in LS2 project we follow a monthly delivery sprint as part of the continuous delivery program. The new feature are implemented and delivered on monthly basis. Requirement gathering, functional & technical analysis, effort estimation, development, testing and deployment of these deliverables on monthly basis is the primary responsibility which were within the scope. Prioritize the book of work (backlog) and take up tasks for future releases and plan work accordingly. Additionally involved in the process improvement where we are planning the continuous integration process for the IT landscape. Also involved in capacity planning for the team which is dependent on the future tasks and their estimations made, project / task progress reporting to higher management.

Company:        Misys Software Solutions
1. Project Title:    LoanIQ Development 
Client:               Multiple banks
       Period:               July 2011 – July 2015
       Role:                   LoanIQ Technical Analyst

Product Overview: 

                     LoanIQ is a product used by leading financial institutions worldwide to optimize, automate and develop their lending business. LoanIQ is a fully integrated commercial lending system with true STP capabilities and loan processing system covering everything from bilateral loans to highly structured, syndicated deals. It is a single and multi-entity, multi-currency global platform with real-time information, available 24 x 7.
Responsibilities:
With the role of an individual contributor, the responsibilities start from understanding the requirements by discussions with the business analysts and with the client personnel. Preparing a high level estimate and design is the first step. Preparation of the low level design or the technical design document and discussing the same with the architects in order to make any design changes if required. Development, unit testing, QA test support follow till the enhancement is delivered to the client, which is followed by post delivery support. Apart from development work in the core team, I have been actively involved in supporting the Business solutions Group (BSG) team to understand various business functionalities who work on new proposals and the Professional teams (PS) who work with the new customers in helping them set up the LoanIQ either as completely new players in the syndicated lending market or who have migrated from different / competitor systems. A part of my responsibilities also include supporting clients who have been upgraded to newer versions of LoanIQ system in terms achieving better performance of various functions.

Company:        TECH MAHINDRA LIMITED
1. Project Title:    T-MOBILE CARMEN Transition & Development 
Client:        T-Mobile Germany
       Period:        Jan 2009 – Oct 2010
       Role:                   Tech Lead

Project Overview: 
        It was the transition of the T-Mobile Customer Care and Relationship management system called as CARMEN. The CARMEN system is one of the unique CRM systems which is developed on its own and not using any of the COTS products. This whole system which consists of 100s of applications working together is completely built using C++ on UNIX and Windows. All these applications are built on various frameworks out of which the TFC (T-mobile framework classes) is the bottommost layer and I was a part of this module. Maintaining this framework and enhancements to be made as per the new demands for every release which occurred quarterly was to be done.  Along with the TFC, I was a part of the core technical team and support team as well.
Responsibilities:
        Working as a developer here were major responsibilities are development of the change requests which involves C++ programming in UNIX and a little bit on windows as well. It also involves multithreaded application programming using the third party libraries like ACE and SSL. Along with C++ application development, the database used here is Oracle 10g. Shell scripting is also involved as per the need or situation. Designing of new requirements, Development, implementation and post implementation support are the tasks mainly involved per release.

Company:        TATA CONSULTANCY SERVICES LIMITED
1. Project Title:    NDS Order Matching – Phase 1 & Phase 2
Client:        Clearing Corporation of India Ltd
       Period:        July 2005 – July 2007
       Role:                   Team Member

Project Overview: 
        It is a screen based on-line anonymous order matching trading system for Government and Treasury Bills Securities on the Negotiated Dealing System (RBI-NDS-GILTS-Order Matching Segment). The system is promoted by Reserve Bank of India (RBI) and The Clearing Corporation of India Limited (CCIL). The first version of the application system was developed which was extended to include the functionalities such as auto refresh queries, dynamic market watch, user privileges and user management. Along with the regular market, system also facilitates the online trading in When Issued Market. 
Responsibilities:
        Initially I was working as a developer in C++ over UNIX in the project. Later on took the responsibility of working as a team lead for several modules which involved designing of requirements, implementations and support post implementation. Mentoring of candidates was also a part of my job. 

2. Project Title:    OPT II PHASE II
Client:        CANADIAN IMPERIAL BANK OF COMMERCE (CIBC), Toronto, Canada
       Period:        August 2007 – August 2008
       Role:                   Team Member

Project Overview: 
        This project was basically the re-architecture of the current application, which was written in C++ and runs on IBM AIX servers. The purpose of which was to optimize the application and improve the performance of it. It had to be migrated to the Sun Solaris servers. This resulted in the change of compiler from Xlc to Sun Studio 11 CC compiler, as a result of which the makefiles used for compilation had to be modified. The major modifications were in the compiler options & the linking options being used. As the entire architecture of the project was changed like the way files are being transferred, the scheduler being used was changed. The database version was upgraded from db2 7.1 to db2 8.2.
Responsibilities: